Kjennskap til arbeidsmarkedsbaserte pensjoner i privat sektor
mandag 17. juni 2013
Med pensjonsreformen har den avtalefestede pensjonsordningen (AFP) og tjenestepensjonsordningene fått økt betydning for såvel pensjonsnivå som valg av avgangstidspunkt. Å ha god kunnskap om egne pensjonsrettigheter er derfor viktigere enn før. I denne artikkelen ser vi på hvor mange og hvem som mangler kunnskap om sin tjenestepensjon og sine AFP-rettigheter.
Administrative Expenses in Statutory and Occupational Pension Schemes: A Cross-country Comparison
fredag 14. juni 2013
This review examines the administrative expenses of the statutory pension schemes of Denmark, Germany, the Netherlands, Norway, Sweden and Switzerland (so-called Pillar I schemes) and of the occupational pension schemes (so-called Pillar II schemes) that together form the overall pension provision in Finland.
Flexible retirement age in Finland
torsdag 13. juni 2013
The study investigates the views of employers and employees on flexible retirement, the decision to retire on an old-age pension, and factors affecting retirement and continuing at work.
Building a distribution builder Design considerations for financial investment and pension decisions
onsdag 12. juni 2013
Recent research suggests that advice and communication about investment risks can be improved by use of the Distribution Builder (Goldstein, Johnson, and Sharpe 2008). Essentially, this is an interactive tool that allows consumers to engage in a hypothetical investment task and to experience risk-return tradeoffs.
Pensions Portfolio: Communications tracking research
tirsdag 11. juni 2013
Over the next decade the Government’s programme of reform to state and private pensions aims to get millions of people to change their behaviour in relation to planning and saving for later life. This is a massive challenge, requiring a change in attitudes, and ultimately behaviours, towards planning and saving for retirement and pensions.
Reforming the Railroad Retirement System
mandag 10. juni 2013
The government’s Railroad Retirement program is a clear anomaly in the U.S. economic landscape. The program taxes employers and workers in a specific private-sector industry to provide pensions to workers in that industry. Like Social Security, Railroad Retirement had been funded on a pay-as-you-go basis, with Trust Fund assets invested in government bonds.
Precautionary Saving, Wealth Accumulation and Pensions An Empirical Microeconomic Perspective
mandag 10. juni 2013
This thesis bundles four studies on saving for retirement and the role of the pension system. Saving for retirement has been and remains to be an important topic on the policy agenda, and has produced a wide spectrum of research in economics. The four studies aim to contribute to understanding the role of pension systems in the decision how much to save for retirement.
Occupational pension scheme governance - A report on the 2013 (seventh) scheme governance survey
fredag 7. juni 2013
This report details the key findings of the seventh annual scheme governance survey, conducted on behalf of The Pensions Regulator.
The Design and Implementation of Public Pension Systems in Developing Countries: Issues and Options
fredag 7. juni 2013
Developing countries are increasingly aware of the need to design and implement improvements in public systems for providing pensions to the elderly.
The Impact of Population Aging and Delayed Retirement on Workforce Productivity
torsdag 6. juni 2013
As the population grows older, an increasing share of the workforce will be past age 60. Older workers have often been considered less productive than younger ones, raising the issue of whether an aging workforce will also be a less productive one. This paper uses evidence from the monthly Current Population Survey files to shed light on the issue. It documents the rapidly growing role of older workers in the labor market and the steady improvement in their relative earnings.
2013-06-05 Building a distribution builder Design considerations for financial investment and pension decisions
2013-06-04 Retirement Incentives in Belgium
2013-06-03 Announcing an Increase in the State Pension Age and the Recession: Which Mattered More for Expected Retirement Ages?
2013-05-31 Early retirement pension systems in Norway - Occupations with lower age limit and their pension schemes
2013-05-30 Assessing the Labour, Financial and Demographic Risks to Retirement Income from Defined-Contribution Pensions
2013-05-29 Pensjonsreformen – to år etter